As I work with families on their estate plans, one of the more difficult issues that is raised is what to do when a family member has a substance abuse problem. Substance abuse effects people of every generation and takes on many forms. Whether it’s alcohol, prescription drugs, or illegal narcotics the affects on the family can be huge. Families facing this concern should consider the following questions when Read More
Do You Know the Difference Between Medicare and Medicaid
Many people confuse medicare and medicaid. Medicare is provided to seniors over the age of 65. It is a federal health insurance program. Medicaid is a needs based federal assistance program that pays for health care for individuals with few assets and low income. Because the criteria for the two programs is different, qualifying for one does not mean you qualify for both. The asset and income eligibility limits Read More
